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Wildfire recovery

Finding your way forward after wildfire damage.

You may be managing displacement, uncertainty, and decisions about your property at the same time. Begin with official local guidance and the information already available to you.

Begin with a useful record.

A photo is not a safety clearance. Wait for appropriate local guidance before accessing affected areas. Existing photos, inventories, receipts, and policy records can help you begin organizing information while access remains restricted.

  1. Check official re-entry and local recovery information.
  2. Gather existing home photos, inventories, and policy records.
  3. Document accessible visible conditions only when it is safe and permitted.
  4. Record the questions that need a qualified specialist.
  5. Keep recovery expenses and communications organized.
Use the documentation checklist →

Make progress while you are away from the property

Start with records you already have: earlier home photos, an inventory, purchase receipts and communications. Keep a list of rooms or belongings you have not been able to check. Mark those entries “access not yet available” rather than treating them as confirmed losses.

Organize records by property area and date. Keep the original files and a separate list of questions for the people handling your recovery. You do not need to enter the property to begin this step.

Permission to return is not a complete property assessment

Follow the responding authorities’ instructions about re-entry. Fire-affected areas may contain hazardous debris, unstable structures and other dangers. Do not disturb ash or debris to obtain a better photograph.

A visible record cannot determine whether a building, its air or its contents are safe. Ask an appropriately qualified professional what assessment is suitable, what it will cover and what remains outside its scope.

Keep decisions and evidence distinct

Label what you personally observed, what another person reported and what a professional concluded. Save written findings with the name and scope of the provider. Use your project to organize the file; share only the records the intended recipient needs.

Use the documentation checklist →

Compare inspection types →

Official guidance for this topic

Additional guidance reviewed October 28, 2026. Follow current local instructions; this page is an organizational guide, not a safety clearance or coverage decision.

Know what your record can—and cannot—do.

An organized record helps you explain what you observed. It is not a structural assessment, a diagnosis of damage, or a decision about insurance coverage or assistance eligibility. Ask the relevant qualified professional or provider to explain those questions.

Avoid putting personal records into a public comment, directory listing, or unfamiliar upload form. Use the recipient’s verified channel when sharing.

Keep your next steps manageable.

Local guidance

Check official instructions for your state, territory, and local area.

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Professional help

Ask about scope, qualifications, timing, and written terms.

Explore professional matches →

Official sources to keep close

Sources checked October 19, 2026. This is general information. Always follow current local instructions.